
May 29, 2026 – Hamilton, New Jersey – Berkley Accident and Health, a Berkley company, congratulates and proudly recognizes this year’s captive risk achievement honorees, who displayed outstanding health risk management efforts during 2025. Their stories may be unique but their strategies all reflect a commitment to providing affordable, high-quality employee health benefits. Recipients were announced at the 16th annual Berkley Captive Symposium in April 2026.
These awards are the highlight of the Berkley Captive Symposium, Berkley Accident and Health’s premier member educational event. The Symposium brings together the organization’s Group Captive community to discuss innovative, proven approaches to controlling health care costs for employers and their employees.
Group Captive programs help small and midsize employers gain control, clarity, and confidence over their health risk strategy. Rather than purchasing traditional health insurance, participating businesses self-fund their benefits with Stop Loss protection and collaborate in a Group Captive structure to share risk.
RAY Award winners are selected from across Berkley Accident and Health’s portfolio and demonstrate exceptional commitment to health risk management in the prior year. In 2026, 17 winners and honorable mentions were recognized.
While each organization’s approach reflects its workforce and business needs, common initiatives include:

In 2026, 15 Group Captive programs earned the Excellence in Health Risk Management Certification.
To achieve certification, program sponsors must demonstrate a comprehensive and results-oriented approach to health risk management. Criteria include strong member engagement, effective use of TPAs and point solutions, leveraging scale to secure competitive pricing, coordination with Berkley Edge cost-containment services, and measurable outcomes.
Programs that meet Berkley Accident and Health’s rigorous standards are awarded the Excellence in Health Risk Management Certification.
Berkley Accident and Health congratulates all 2026 RAY Award winners and certified programs for their leadership and commitment to advancing health risk management.

About Berkley Accident and Health
Berkley Accident and Health is a member of W. R. Berkley Corporation, a Fortune 500 company. It offers a broad portfolio of accident and health insurance products, including Employer Stop Loss, Group Captives, Managed Care (HMO Reinsurance and Provider Excess), and Specialty Accident. Coverages are underwritten by Berkley Life and Health Insurance Company and/or StarNet Insurance Company, both rated A+ (Superior) by A.M. Best. For more information, visit BerkleyAH.com.
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