Accident Insurance for Groups and Organizations

Move your organization forward with better accident protection

Why offer Accident Insurance to your group members and participants?

  • More than 31 million Americans visit emergency care facilities annually for unintentional injuries.1
  • Adolescents alone account for 8 million sports related injuries each year that require treatment at a hospital, sports medicine clinic, or primary care physician.2
  • These accidental injuries can create financial hardships for those injured, as well as their families, and can pose a potential liability exposure for groups and organizations.

Group Participant Accident Insurance

Participant Accident insurance provides benefits for participants accidentally injured in sponsored activities. These benefits can be used to help them cover high deductibles, co-payments, and other out-of-pocket expenses. By providing this valuable coverage, the sponsoring organization can increase the value it provides to its volunteers, members, or participants, while also potentially helping to protect itself against costly liability claims.

Core segments include:

  • Schools
  • Amateur sports
  • Non-profit organizations
  • Religious organizations
  • Volunteer organizations
  • Entertainment
  • Day care
  • Camps
  • Other custom groups

National Hospital Ambulatory Medical Care Survey, 2011 Emergency Department Summary Tables, www.cdc.gov.
Nationwide Children’s Hospital 2013, Kid’s Sports Injuries: The Numbers are Impressive, www.nationwidechildrens.org.

Insurance coverage is underwritten by Berkley Life and Health Insurance Company and/or StarNet Insurance Company, both member companies of W. R. Berkley Corporation and both rated A+ (Superior) by A.M. Best. Not all products and services may be available in all jurisdictions, and the coverage provided is subject to the actual terms and conditions of the policies issued. Payment of claims under any insurance policy issued will only be made in full compliance with all United States economic or trade and sanction laws or regulation, including, but not limited to, sanctions, laws and regulations administered and enforced by the U.S. Treasury Department’s Office of Foreign Assets Control (“OFAC”).