Help your group members cover costly out of pocket expenses resulting from a covered accident

Accidents happen. Across the U.S., there were more than 35 million injury-related Emergency Room visits1 and recent data suggest that youth sports injuries are on the rise.2 These accidental injuries can impact those injured, as well as their families, and can pose a potential liability exposure for groups and organizations.



Why offer Group Participant Accident Insurance?

  • Participant Accident insurance provides benefits for participants accidentally injured in sponsored activities.
  • Benefits can be used to help cover high deductibles, co-payments, and other out-of-pocket expenses.
  • It helps the sponsoring organization to increase its value to volunteers, members, or participants.
  • Also, it helps to protect against costly liability claims by covering accidental injuries under a separate accident policy.
  • Coverage flexibility through accident medical expense benefits available on either an excess or primary basis.


Core Segments

  • Schools (Charter, Private, Public)
  • Youth and Amateur Sports
  • Teams, Leagues, Associations
  • Humanitarian, Social Services
  • Civic and Fraternal Organizations
  • Non-Profit Organizations
  • Religious Organizations
  • Volunteer Organizations
  • Youth Groups
  • Entertainment
  • Day Care
  • Camps and Conferences
  • Special Events
  • National Governing Bodies
  • Non-Governmental Organizations
  • Other custom groups

Available groups may vary by state.

Talk to your broker to get started.

To learn more, ask your insurance broker or agent about protection from Berkley Accident and HealthFind an Expert

1 Source: National Hospital Ambulatory Medical Care Survey: National Summary Tables – last reviewed Sept. 2022 (https://www.cdc.gov/nchs/fastats/emergency-department.htm)

2 Source: UCLA Health (https://connect.uclahealth.org/2021/03/31/injuries-among-youth-athletes-are-on-the-rise-but-why/)

| a Berkley Company