Businesses and Organizations | Employers

The right protection to fit your budget

Running a business isn’t easy. With rising costs, changing regulations, and finding and keeping quality employees, the challenges can be never-ending. Berkley Accident and Health understands those challenges and offers risk solutions, tailored to your unique needs.

When you choose Berkley Accident and Health, you can manage your risks with confidence. We help safeguard employers with comprehensive protection and flexible options, backed by our:

  1. Service
    Berkley Accident and Health offers responsive service nationwide. As a direct writer, we are responsible for all underwriting and claim decisions, without unnecessary delays.
  2. Flexibility
    Our clients range from small non-profits to Fortune 500 companies, and we design plans that address each client’s unique risk challenges. We offer strong coverage, plus flexible options to tailor the plan even further.
  3. Integrity and trust
    Our reputation is built by our financial strength and the dedication of our sales and service professionals. We are a recognized leader for financial safety and consistency, with an A+ (Superior) rating from A.M. Best and selection as a Ward’s 50 top-performing insurer.1  Berkley Accident and Health is a member company of W. R. Berkley Corporation, a Fortune 500 company. Learn more

Accident Insurance

We offer employer-paid and voluntary Accidental Death and Dismemberment insurance for employees, as well as Business Travel Accident coverage. Learn more

Employer Stop Loss

Stop Loss insurance protects employers that self-fund their employee health plans. It caps a company’s risk, helping to keep healthcare costs on budget. Learn more

Group Captives

Group Captives provide employers with an innovative way to manage their health care costs. Our programs serve as a gateway for midsize employers looking to self-fund, but with the added support and stability of a Group Captive. Learn more

1 A.M. Best rating for Berkley Life and Health Insurance Company and StarNet Insurance Company. Ward’s 50 ranking for Berkley Life and Health Insurance Company.

Insurance coverage is underwritten by Berkley Life and Health Insurance Company and/or StarNet Insurance Company, both member companies of W. R. Berkley Corporation and both rated A+ (Superior) by A.M. Best. Not all products and services may be available in all jurisdictions, and the coverage provided is subject to the actual terms and conditions of the policies issued. Payment of claims under any insurance policy issued will only be made in full compliance with all United States economic or trade and sanction laws or regulation, including, but not limited to, sanctions, laws and regulations administered and enforced by the U.S. Treasury Department’s Office of Foreign Assets Control (“OFAC”).