Accident Insurance for Employers

Having a comprehensive benefit package is one way that employers can help to attract and retain the best people.  Accident Insurance helps to round out existing benefit plans by providing coverage that may help to fill gaps in workers’ comp, health, and life insurance.

• It may help employees and their families minimize the financial impact that can result from an accident.
• It provides a benefit to the employee’s family in the event of an employee’s death or disabling injury, and includes additional benefits that may help to pay medical bills, health insurance deductibles, funeral expenses and more.
• Accident Insurance enhances your existing benefit plan by adding valuable coverage that may help to cover gaps in traditional health and life insurance.
• Business Travel Accident Insurance strengthens companies’ Duty of Care programs by providing coverage for business travelers who face unexpected health, safety, and security risks.

Business Travel Accident Insurance

• Flexible, employer-paid Accident Insurance coverages and benefit options that can be tailored for each employee class, including coverage ranging from business travel only to 24-hour business and pleasure
• Covers employees whenever they travel on behalf of the company – whether they are crossing the street for a client meeting or travelling internationally for business
• Covers on- and off-the-job accidents during domestic and/or international business travel, plus personal deviations
• It can cover a wide range of individuals including employees, expatriates, contractors, spouses, dependents, non-employee board members and guests
• Enhances workers compensation by providing evacuation and emergency medical assistance for employees while traveling
• Includes worldwide, non-insurance travel assistance services
  

Business Travel Resources

Learn about the emerging travel risks facing business travelers with Berkley Accident and Health’s proprietary research:

Business Travel Research