Accident Insurance

Why is supplemental insurance coverage necessary?

Healthcare costs and health insurance deductibles are on the rise, which can leave injured individuals and their families with medical bills and other costs that they’re not financially prepared to cover. Supplemental insurance products, such as Accident Insurance, may help to cover those unexpected expenses.

Accident Insurance is designed to help fill critical gaps in life, health, and other insurance. It pays in addition to any other existing insurance and provides benefits that may help to pay accident-related medical costs and out-of-pocket expenses such as deductibles, co-pays, out-of-network costs, household bills and more.

What is Accident Insurance?

Accident Insurance provides coverage if you are injured or suffer a fatality in a covered accident. Your policy reimburses medical expenses you have incurred and/or provides a benefit that can be used however you choose — for groceries, rent, transportation, or even to help offset health insurance deductibles or co-pays. Unlike traditional life and health insurance products, if you are eligible to enroll, you may do so by completing a simple application with no health questions or screening required.

What we offer

We cover a wide range of risks including amateur sports, camps and clinics, daycare centers, K-12 schools, colleges and universities, employers, special events, volunteer groups and more. Explore our different coverage options below.

Accident Insurance for employers

Accident Insurance for groups or organizations

Accident Insurance for individuals

How do I get accident coverage?

Offer Accident Insurance to your employees or group

Accident Insurance is a great way to help round out employee benefit packages and attract and retain employees or group members.

To get started, get in touch with your broker or contact us directly.

Get covered through your employer, group, or organization

Your employer, membership group, or other sponsoring organization, such as your sports or non-profit organization, may already be able to offer you this coverage.

Ask your HR manager or group for more details.