Medical Stop Loss for Taft-Hartley Plans

You are:

  • Concerned about your employees
  • Worried about rising health care costs
  • Committed to U.S. workers

So are we.

Berkley Accident and Health has specialized Taft-Hartley expertise, backed by the customer service and financial strength that you need. Best of all, we are proud to be a US-based insurer. We are a member company of W. R. Berkley Corporation, founded 50 years ago in Connecticut. Despite the increasing globalization of the insurance market, we stand firm as one of the largest US-based Stop Loss insurers.

Product Overview

Taft-Hartley plans have different needs than single-employer plans. Union plans have unique eligibility and actively at work provisions, as well as challenges from rising costs and ACA requirements. Berkley Accident and Health knows how to meet your needs with our flexible coverage and outstanding service:

  • Specific and Aggregate coverage
  • Wide range of contract terms for claims
  • Mirroring option to align Stop Loss coverage with certain plan provisions
  • Coverage options: Transplant Risk Stabilizer, Aggregating Specific, Terminal Liability, and more
  • Renewal Risk Stabilizer option to protect policy renewals against large rate increases and new lasers
  • Disclosure not required at policy renewal
  • Berkley Edge cost-containment support for large or complex claims and access to specialty vendors

A Good Match: Taft-Hartley and Berkley

1. Outstanding Service

  • Responsive claim service
  • Dedicated resources for union plans
  • Disclosure not required at policy renewal

2. Financial Strength – Berkley Life and Health Insurance Company

  • We retain nearly 100% of the risk on our Stop Loss block
  • Rated A+ (Superior) by A.M. Best
  • Ward’s 50 insurer for safety and consistency

3. Leadership – W. R. Berkley Corporation

| a Berkley Company