Special Event Accident Insurance

Special Event Accident coverage provides insurance protection for participants accidentally injured in sponsored activities. Even if the injured person has major medical insurance, Special Event Accident Insurance can help to cover high deductibles, copayments, and other out-of-pocket expenses. It may also help groups reduce their potential for costly liability claims by helping to address the gaps in general liability policies. Many general liability plans either don’t cover accident-related expenses or have minimal payment benefits that may not be sufficient for costly medical and out-of-pocket expenses. Core Insurance Benefits

  • Accidental Death & Dismemberment
  • Accident Medical Expense
  • Paralysis & Coma
Download Description of Coverage

How we meet your needs

Activity-specific coverage

ensures that groups and their participants are only paying for Accident Insurance that covers them when they are involved in a sponsored activity

No fault Accident Insurance

pays claims regardless of who was responsible for the Accident

Helps to reduce overall out-of-pocket expenses

by providing coverage that often helps to fill gaps in traditional health plans and helps to minimize the impact of high deductibles


About Berkley Accident & Health

Our leadership and underwriting teams have extensive experience creating customized Accident Insurance solutions for niche-oriented organizations. Our business model and structure are optimized for speed and agility, solely focused on bringing the best products and customer experience to the Accident and Health marketplace and creating growth opportunities for our business partners.


Request for Proposal

Complete the following Request for Proposal form to request a quote for Special Event Accident Insurance.

    Prospective Policyholder Information

    Address *
    AnnualShort Term
    Please select an effective date that is at least two business days from today.

    Description of Participants and Activities

    (please describe in detail)
    (e.g., number of events)

    Producer Information

    Agency Address *

    Note: Business can only be bound, and commission payable, if you and your agency are properly licensed to sell accident & health and appointed with the Berkley Accident and Health underwriting companies where required.

    Terms of Acknowledgement: This Request for Proposal (RFP) is not a contract of insurance. No coverage is bound or afforded by this RFP. A formal proposal will be based on information included on and attached to this RFP and will include the complete details of coverage. I hereby certify that this information accurately represents the facts and that no requested information has been misrepresented, misstated, omitted, or altered. In the event that I become aware of facts that would have a material effect on the proposed coverage, any such facts or information will be immediately reported to the carrier. I understand that if information material to the underwriting of this coverage changes, the carrier reserves the right to pursue, without limitation, an adjustment of premiums or coverage, in accordance with such correct facts or information and any other remedies available through operation of law or at equity.

    For submissions received on Friday afternoon, please expect your quote the following Monday.

    Insurance coverage offered by Berkley Accident and Health is underwritten by Berkley Life and Health Insurance Company and/or StarNet Insurance Company, both member companies of W. R. Berkley Corporation and both rated A+ (Superior) by A.M. Best. The policies contain exclusions and limitations. Coverage may vary and may not be available in all states. For complete details, please contact us at [email protected].

    ©2017 Berkley Accident and Health

    | a Berkley Company