EmCapSM is an employee benefit group captive solution that provides
medium sized employers with the opportunity to benefit from the techniques used by large employers
to stem the rising cost of health insurance. Berkley Accident and Health, LLC created EmCapSM to
allow employers to access the risk management tools needed to take control of their health insurance
costs to minimize the volatility of traditional self-insurance. EmCapSM provides employers with
which is the foundation for control. Control affords employers
the opportunity to reduce insurance costs which creates stability.
The services of ccSTAT®, Berkley Accident and Health‘s
premier critical care Specialty Treatment Advisory Team, are included with our EmCapSM Policies.